Emma Sleep taken to court for failing to address CMA concerns A High Court order has confirmed that Emma Sleep, a mattress seller, behaved illegally and broke consumer law by using misleading countdown timers, false ‘high demand’ messages and ‘discount claims’. Concerns were raised about Emma Sleep in 2022 over behaviour that misled shoppers and […]
Guidelines from ACAS on NDAs Employers may worry about the use of Non-Disclosure Agreements (NDA) following a series of press stories that have highlighted the abuse of the system. The agreement does have a place for businesses, according to the Advisory, Conciliation and Arbitration Service (ACAS). Companies can ask employees to sign an NDA as […]
See how a business plan can help your business grow You have the idea, the energy, and maybe even your first customers. So why slow down to write a business plan? It can seem like something banks ask for, but not something that really helps you run your business. However, for small and growing businesses, […]
Dates for your diary PAYE Settlement Agreement The deadline for applying for a PAYE Settlement Agreement (PSA) or making any amendments to an existing PSA is 5 July following the first tax year to which it applies. PSAs are an agreement between an employer and HMRC. For example, for the tax year 2025-26, you will […]
The upcoming changes to ISAs are set to make those under 65 rethink their saving strategies. However, there is already an ongoing issue with savers not understanding their Personal Savings Allowance and facing an unexpected tax bill. Ahead of the restrictions on ISAs, it is important for savers to understand when interest gets taxed and […]
Given the ongoing cost-of-living crisis and the steady increase in the age of retirement, it is becoming increasingly understandable why younger workers may give little thought to their twilight years. Instead, they may find a greater need to use the money they would put into a pension to make it through their current stage of […]
Amid the other expenses that vie for the attention of the UK population, life insurance seems to be left to one side by many. The benefit of life insurance policies may be increasingly overlooked, particularly by younger demographics who stand to get better value from them. A greater understanding of life insurance policies is needed […]
Weak economic growth and tighter regulations on lenders are to blame for the largest drop in bank lending to UK businesses in 30 years, according to new data. A study conducted by Boston Consulting Group showed British bank loans to companies outside of the finance sector fell to 59 per cent of UK Gross Domestic […]
Chancellor Rachel Reeves announced an increase in HMRC’s approved mileage rates for cars and vans from April 2026 for the first time since 2011 in a speech to the House of Commons in May. This news comes as a surprise to many businesses, as a review of the Approved Mileage Allowance Payment (AMAP) rate hadn’t […]
Inheritance Tax (IHT) is paid on all items of your estate after you pass away if you exceed certain thresholds. Whilst many people focus on their savings, properties and investments, the items you own, commonly referred to as personal chattels, are also included in the calculation of the estate’s value. There has been a growing […]
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