Retirement planning is not as straightforward as crunching the numbers and finding a good pension plan. Real life frequently gets in the way and there are often caring responsibilities for children or ageing parents that can interrupt a saving strategy. Rather than face your twilight years with less to live on, considering alternative ways to […]

With turbulent economic conditions placing additional pressures on the Government, it may come as little surprise that borrowing has been rising. It can often be difficult to fully quantify what the impact of increased Government borrowing is on the average person, but looking at how interest rates and saving strategies are affected is a good […]

It can be difficult for young people to get started with saving, as ongoing living expenses sap much of the money they earn through work. However, you may have already given them a strong head start by setting up a Child Trust Fund that is now ready for them to claim. With 827,000 matured Child […]

When economic challenges arise, it can be difficult to know what to do with your money. While most would avoid shoving notes under the mattress, finding the best approach for growing wealth involves a continual effort to monitor for the best options available. One often overlooked option is gilts and their recent time in the […]

When reviewing your investment portfolio, you likely have a variety of financial documents and other pieces of information that let you keep track of where your money is and what terms it is currently subject to. However, there is a collection of documents that are often overlooked when people are reviewing their savings strategies. A […]

Pensions are supposed to represent a simple way to save for retirement. However, the presence of multiple pension pots can quickly complicate things. There is a question of whether to draw them all into one place or keep them separate, so it is worth considering the merits of both approaches to determine what is right […]

Once your marriage or civil partnership has come to an end, there will be many things that have to be adapted to suit your new way of life. Whether you are set to be single for a time or are embarking on a new relationship, one thing that cannot wait is your financial portfolio. Failing […]

The upcoming changes to ISAs are set to make those under 65 rethink their saving strategies. However, there is already an ongoing issue with savers not understanding their Personal Savings Allowance and facing an unexpected tax bill. Ahead of the restrictions on ISAs, it is important for savers to understand when interest gets taxed and […]

Given the ongoing cost-of-living crisis and the steady increase in the age of retirement, it is becoming increasingly understandable why younger workers may give little thought to their twilight years. Instead, they may find a greater need to use the money they would put into a pension to make it through their current stage of […]

Amid the other expenses that vie for the attention of the UK population, life insurance seems to be left to one side by many. The benefit of life insurance policies may be increasingly overlooked, particularly by younger demographics who stand to get better value from them. A greater understanding of life insurance policies is needed […]