Wealth Management News

Investing in AI: What are the risks?

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Investing directly in companies that are heavily focused on artificial intelligence (AI) and actively integrating it into their products and services currently presents significant growth potential. This is partly due to current industry trends and the growth of individual stocks – such as Nvidia, Alphabet and Microsoft – as well as recent innovations in AI […]

Wealth Management News

Interest rates rising: Should you hold cash?

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With rising interest rates and more competitive savings accounts, holding cash is becoming an attractive option for some. Holding cash offers stability and liquidity, safeguarding capital without the volatility of equities or property. Additionally, cash provides flexibility, especially in uncertain economies. However, inflation continues to erode the real value of cash, even with improved interest […]

Wealth Management News

Falling interest rates, rising mortgages: What it means for your finances

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Recently, high inflation and economic uncertainty have kept lenders cautious, meaning higher rates for borrowers. However, despite interest rates falling, this does not necessarily mean mortgage rates will follow suit. This is because lenders set mortgage rates based on more than just the Bank of England’s base rate. Factors like inflation expectations, lender risk assessments, […]

Wealth Management News

Big bonus? How to use your windfall wisely

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Receiving a bonus is a reward for your hard work and dedication, but before you rush to spend it all, take a moment to consider how to make the most of this financial boost. A thoughtful approach can turn your windfall into a powerful step towards long-term financial security. Here is what we recommend: Pay […]

Wealth Management News

Are pensions still a worthwhile investment?

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The 2024 Autumn Budget announcements made by the Government have caused many to rethink their pension strategy and whether these are still a relevant and useful long-term investment. You may be wondering, for example, whether contributing to a pension (either through work or privately) is the most tax-efficient strategy considering the alternatives – like stocks, […]