Green investing has soared in popularity. Sustainable investing continues to attract UK investors, with sustainable equities drawing £12.05 billion in 2024. Additionally, 64 per cent of British consumers are willing to pay up to 10 per cent more for sustainably packaged foods and drinks. This growing demand has led many listed companies to market themselves […]

While the Bank of England (BOE) has started cutting the base rate in recent times, mortgage pricing remains mixed. While the base rate dropped by 0.5 percentage points between October 2024 and March 2025, average fixed mortgage rates initially climbed. However, recent market changes have seen sub-four per cent deals return for some borrowers, driven […]

Half of UK adults are unclear on how the state pension works, according to Standard Life’s Retirement Voice report. Nearly one-third of those closest to retirement (aged 55 to 64) are still in the dark. If you do not know how much you will receive or when payments will start, it could cost you. Do […]

President Donald Trump’s second term has ushered in a wave of protectionist trade policies, including sweeping tariffs that have rattled global markets. Since January 2025, the average US tariff rate has surged from 2.5 per cent to 27 per cent – the highest in over a century. Tariffs on Chinese imports have reached 145 per […]

In her Spring Statement, Chancellor Rachel Reeves struck a cautiously optimistic tone as she declared the Bank of England’s two per cent inflation target “achievable” – though not immediate. The announcement follows news that UK inflation fell to 2.8 per cent in February, down from 3 per cent in January, offering some relief after the […]

Millions of people across the UK use ISAs to grow their savings without incurring a tax burden. But with inflation outpacing interest rates, the real return on cash savings is often disappointing over the long term. That is why potential ISA reforms could be a positive step outlined by the Government in their Spring Statement. […]

If you have made gains on your investments recently, your Capital Gains Tax (CGT) bill may be considerably higher than in previous years. Rates are now the highest they have been in two decades, with a staggering 46 per cent increase in CGT collected at the end of 2024 compared to the year before. Investment […]

Investing directly in companies that are heavily focused on artificial intelligence (AI) and actively integrating it into their products and services currently presents significant growth potential. This is partly due to current industry trends and the growth of individual stocks – such as Nvidia, Alphabet and Microsoft – as well as recent innovations in AI […]

With rising interest rates and more competitive savings accounts, holding cash is becoming an attractive option for some. Holding cash offers stability and liquidity, safeguarding capital without the volatility of equities or property. Additionally, cash provides flexibility, especially in uncertain economies. However, inflation continues to erode the real value of cash, even with improved interest […]

For millions of savers, Cash ISAs provide a safe and tax-free way to grow their savings without the risks associated with stock market volatility. The suspected move to limit the Cash ISA allowance, or potentially axe it altogether, has been viewed as an attack on responsible saving by many. The Government’s argument is that £386 […]