With a new year dawning, it is time to start thinking about what might lie ahead. If you found yourself getting caught off guard by shocks and surprises in 2025, then you can learn from that experience to make 2026 a more financially stable year. We have some valuable tips that will help you build […]

As 2026 gets underway, you may have come up with a plethora of New Year’s resolutions that you will definitely stick with for the entire 12 months. If you want to get your finances in order for the new year, you will need to create financial resolutions you can stick with. Here are our top […]

Recent changes to Inheritance Tax (IHT) have led to many more individuals considering how best to preserve the value of their estates so that loved ones can be supported. Life insurance policies can play a key role in mitigating the impact of IHT, but only when managed effectively. If they are incorrectly handled, life insurance […]

The way that people view work is something that continually changes, especially as different generations move their way through career paths. As a new generation braces for its twilight years, there is a growing consideration of how best to handle the winding down of work. Rather than abruptly retiring on a fixed day, many are […]

When it comes to long-term investment, cash has typically been less advantageous than other assets. With recent changes to the Bank of England’s base rate, cash is in a less favourable position than before. As such, it is time to consider diversifying your investment strategy to ensure that you continue to get the returns you […]

The Pension Protection Fund (PPF) will no longer charge a levy this year, freeing up £45 million across 5,000 Defined Benefit (DB) pension schemes. This annual charge on eligible defined benefit pension schemes funds the PPF, which is designed to compensate members if their employer’s business becomes insolvent. Under previous legislation, “use it or lose […]

For many business owners, the biggest threat to financial security isn’t always the market, the competition or even the broader economy. It’s the risk of losing the one person whose absence could destabilise everything. It is a scenario that many businesses owners dread, but it does happen all too often and many businesses aren’t protected. […]

When it comes to structuring your wealth, most people are familiar with pensions, ISAs and direct investments. Yet there’s another option that can play an important role in your financial planning, the investment bond. An investment bond is a type of life insurance policy used as an investment vehicle. Instead of providing a payout on […]

With interest rates softening and inflation eating into savings, many savers are asking whether a Stocks and Shares ISA could deliver better long-term returns. The wrapper still shields growth and income from Income Tax (IT) and Capital Gains Tax (CGT), and you can put up to £20,000 into ISAs each tax year. The key to […]

The triple lock, which guarantees the State Pension rises each year by the highest of inflation, average earnings growth of 2.5 per cent has kept retirement incomes rising in recent years. The full new State Pension now stands at £230.25 a week or £11,973 a year after a 4.1 per cent uprating in April 2025. […]