The headlines are full of stories about rising interest rates and their impact but it is the real interest rate that matters. Interest and inflation interact in a variety of ways. Inflation affects the rate of interest, known as the real interest rate. This is because when the value of money decreases due to inflation, […]

We all take risks in life, whether it is investing our hard-earned money or taking a chance on something that could potentially pay off. But when it comes to making financial decisions, risk management is essential for ensuring long-term success. It is important to understand how your attitude towards risk can affect the outcome of […]

Making the most of your pension savings in the UK is an important issue for people of all ages. Retirement planning is a complex and ever-changing process, and it can be difficult to navigate the various options available. It is essential to understand how pensions work and the different types of pension products and schemes […]