15 October 2025
The Pension Protection Fund (PPF) will no longer charge a levy this year, freeing up £45 million across 5,000 Defined Benefit (DB) pension schemes. This annual
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15 October 2025
For many business owners, the biggest threat to financial security isn’t always the market, the competition or even the broader economy. It’s the risk of losing
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15 October 2025
When it comes to structuring your wealth, most people are familiar with pensions, ISAs and direct investments. Yet there’s another option that can play an important
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24 September 2025
With interest rates softening and inflation eating into savings, many savers are asking whether a Stocks and Shares ISA could deliver better long-term returns. The wrapper
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24 September 2025
The triple lock, which guarantees the State Pension rises each year by the highest of inflation, average earnings growth of 2.5 per cent has kept retirement
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24 September 2025
Life insurance is often taken out to provide financial security, but many policyholders in the UK may be overlooking a costly oversight: the way their policy
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20 August 2025
Debt is often viewed in a negative light, and for good reason. It can lead to stress, reduce savings and create long-term financial pressure. However, not
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20 August 2025
The Chancellor, Rachel Reeves, has announced major changes to mortgage lending rules as part of the Government’s wider reforms to boost homeownership. These changes could open
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20 August 2025
A recent survey by Retirement Review found that only a small proportion of people in the UK “strongly trust” financial advisers. Sadly, within our profession, that
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20 August 2025
Pensions can be a powerful way to pass wealth on to your family in a tax-efficient manner. Under current rules, most defined contribution pensions are not
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21 July 2025
If you are aged 55 or over, pension freedoms give you more control over your retirement savings. Since 2015, anyone with a Defined Contribution pension can
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21 July 2025
Artificial intelligence (AI) is becoming more common in the world of finance. From chatbots to investment tools, many services now use AI to offer guidance. However,
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