Wealth Management News

24 September 2025

Stocks and Shares ISAs – How to unlock better returns

With interest rates softening and inflation eating into savings, many savers are asking whether a Stocks and Shares ISA could deliver better long-term returns. The wrapper

24 September 2025

Is the triple lock state pension enough? Time to top up

The triple lock, which guarantees the State Pension rises each year by the highest of inflation, average earnings growth of 2.5 per cent has kept retirement

24 September 2025

Could your life insurance policy expose you to Inheritance Tax?

Life insurance is often taken out to provide financial security, but many policyholders in the UK may be overlooking a costly oversight: the way their policy

20 August 2025

Is all debt bad debt? Using borrowing to build healthier finances

Debt is often viewed in a negative light, and for good reason. It can lead to stress, reduce savings and create long-term financial pressure. However, not

20 August 2025

Could you now afford a home thanks to new mortgage rules?

The Chancellor, Rachel Reeves, has announced major changes to mortgage lending rules as part of the Government’s wider reforms to boost homeownership. These changes could open

20 August 2025

The confidence gap in pensions advice – and how we’re closing it

A recent survey by Retirement Review found that only a small proportion of people in the UK “strongly trust” financial advisers. Sadly, within our profession, that

20 August 2025

Will IHT reform affect your pension?

Pensions can be a powerful way to pass wealth on to your family in a tax-efficient manner. Under current rules, most defined contribution pensions are not

21 July 2025

Liberate your pension – Why withdrawing part of your fund after 55 makes sense

If you are aged 55 or over, pension freedoms give you more control over your retirement savings. Since 2015, anyone with a Defined Contribution pension can

21 July 2025

The rise of AI – Why you should not trust a robot to invest your money

Artificial intelligence (AI) is becoming more common in the world of finance. From chatbots to investment tools, many services now use AI to offer guidance. However,

21 July 2025

Looking to retire early? Here is what you need to consider

Retiring before you reach State Pension age (SPA) is possible, but it takes careful planning. The earlier you stop working, the longer your money needs to

18 June 2025

Are forgotten subscriptions draining your finances?

Research from Citizens Advice has revealed that than 13 million UK adults (around 26 per cent) have accidentally taken out a subscription in the past year.

18 June 2025

How much do you need in your emergency fund?

Emergency savings can be the financial buffer that stops short-term shocks from turning into long-term struggles. However, according to the Financial Conduct Authority (FCA), one in