Find capital for your business

With access to the Capitalise platform, we can help your business spot funding opportunities recover bad debt and improve business credit scores. We’re here to support you throughout the process.

Accessing funding

We can help you access more than 100 high street and alternative lenders, through the Capitalise platform, to make sure that you get the appropriate rate and offer for your situation. Here’s how it works:

ANSWER A FEW QUESTIONS

VIEW LIST OF SUITABLE LENDERS

SELECT PREFERRED LENDERS

Funding solutions

Some of the funding solutions that Capitalise offers:

Asset finance: Fund any asset, from telephones to forklift trucks, through asset finance

Invoice finance: If you invoice other businesses, use your invoices to get funding

Merchant Cash Advance: Use your credit card transactions to get funding

Trade finance: Pay for goods based on an order using trade finance

Working capital: Get a working capital loan to finance every day operations

Property finance: Get access to bridging loans, development and commercial finance

Our Funding Cheat Sheet has been designed to give you a better understanding of your finance options, as well as the application process.

Lenders Capitalise works with

Capitalise works with more than 100 high street and alternative lenders. These are just some of the providers they work with:

Need more advice? TWP can help!

Funding success requires more than just completing an application. You’ll need to provide information that is easily understood and attractive to lenders. We can support you in all stages of the funding process and position your company in the best possible light for securing finance. Please email Mitchell m.noyes@twpaccounting.co.uk or Nicola n.crick@twpaccounting.co.uk for a call back and opportunity to discuss further.

Recovering bad debt

96% of SMEs suffer bad debts or disputes while the majority will not instruct a lawyer due to lack of trust and high costs. Capitalise removes the upfront costs and minimises the financial risk to your business with a no-win-no-fee debt recovery service. If you do win, fees are capped at 30% of the recovered amount.

How does Recovery work?

Capitalise has partnered with SRA-regulated Escalate who have already recovered over £100m. This partnership gives your business direct access to a dedicated team of corporate recovery specialists, litigation lawyers and sector specialists.

Four key steps to kicking off the recovery process:

  1. Speak to us about Recovery. We’ll help you raise your case and start the process.
  2. Read through and sign the referral agreement. Capitalise will send you the agreement which needs to be signed in order for Escalate to review your case
  3. Read through and sign the Engagement pack. Once your case has been accepted, you’ll receive an Engagement pack that outlines the full terms of engagement.
  4. Let Escalate take care of the rest. We’ll make sure to keep you in the loop.

For more information on Recovery, get in touch!

Many business owners are too quick to write off ‘good’ debt. When credit control practices fail, speak to us about Recovery. Please email Mitchell  m.noyes@twpaccounting.co.uk or Nicola n.crick@twpaccounting.co.uk for a call back and opportunity to discuss further

Improving your business credit score

Don’t let your credit score hold your business back. Having a good score comes with benefits. It can help your business get quicker access to funding with better interest rates or improved credit terms and relationships with suppliers and clients.

When to use credit improvement

  • When the credit rating is not reflective of your business’ creditworthiness
  • When a supplier has informed your business of a downgrade in credit rating, reducing their terms
  • When the poor credit rating means your business is precluded from bidding for tenders
  • When your business needs a better credit rating to access funding or improve terms
  • When your business is a subsidiary of a larger company that has a poor credit rating
  • When lack of working capital is constraining your business’ growth.

If you should find yourself in a situation where you need to improve your current business credit score, we can help.

How does Credit Improvement work?

By partnering with Capitalise, we can help you review your current score, suggest changes and see improvements within as little as 3 days. With a service that has seen 100% success rate in credit repair, your business is in safe hands. And if your score hasn’t improved, you won’t have to pay a single penny.

Speak to TWP about credit improvement

Let’s make sure your business is ready for any upcoming opportunities and challenges. Please email Mitchell m.noyes@twpaccounting.co.uk or Nicola n.crick@twpaccounting.co.uk for a call back and opportunity to discuss further.